Donations Social Services, Adoption, Unplanned Pregnancy, Counseling

TYPE	INFORMATION
Mail-in Giving	Donations can be mailed to: Catholic Social Services 918 Fifth St. Rapid City, SD 57701
Giving Through A Retirement Plan	Some supporters of Catholic Social Services (CSS) have large qualified retirement plans such as 401(k), IRA, or Keogh plans. These plans have been growing tax-free for several years, but once the owner begins to receive payments, the distributions are taxed. Retirement plans are also included in the owner's taxable estate. Many friends of CSS are looking at these assets as a source of funds to make a gift. Perhaps the most convenient way to make a gift is by simply changing the beneficiary designation to include CSS. The gift will benefit us free of taxes. Please consult with your legal and tax advisors when considering a gift from a retirement plan.
Giving Through Life Insurance	Some of CSS supporters have life insurance policies purchased years ago to provide for children and family members, that they no longer need. It that is your situation, please consider donating the policy, or a portion of the policy to CSS. You may claim charitable deductions for the policy's approximate cash surrender value. The proceeds are completely removed from your estate. Please consult with your insurance professional when considering any gift of life insurance.
Giving Through Your Will	The easiest and most effective means to ensure that you provide for your family and that your assets are distributed as you wish is with a will. Gifts, both large and small are very much appreciated. A gift through your will has several advantages: Charitable gifts made through your will are 100 percent deductible for estate tax purposes. A charitable gift may place your estate in a lower tax bracket.
Giving Through A Trust	A trust is a great way to ensure lifetime income for you, and to make charitable donations at the same time. A trust is a written agreement between you and the trustees of your choice. The trustee agrees to hold and manage the assets you decide to place in the trust, which can be cash, securities, or other property. The trustee collects income from those assets, records the information and distributes income to you. Some of the personal benefits to you when you set up a trust are: You will receive income from the trust assets. You can relax and turn the burden of investment management over to a professional trustee and money manager. When making a gift to CSS through your will, please consult your legal and tax advisors. If you become incapacitated, income can be paid for your benefit. You can make an impact on one or more of your favorite charities by naming them beneficiaries. Your trust assets can avoid probate ensuring privacy and reducing probate costs and delays. There are many types of trusts. Please consult your legal and tax advisors when considering a charitable remainder trust.
Giving Through An Annuity	A charitable gift annuity is an ideal way for friends to make a meaningful gift to CSS, and also provide for their own financial well-being. You can give cash, stocks, bonds, or mutual fund shares to establish a gift annuity. You and/or someone you designate will receive fixed payments for life. You also will enjoy tax benefits. If you are retired, a gift annuity is a way to make a charitable gift while supplementing your retirement income. The rates of return for these gifts are often attractive. There are several options to explore with gift annuities. Please consult your legal and tax advisors when considering a gift annuity.